Knowing the true value of your home

is the first step.

Whether you are preparing to sell or refinance your house, it is vitally important that you have an accurate assessment of the value of your property.
                                                                                                  
                                                                                        

When looking to refinance your current mortgage it is critical to verify the value of your home prior to selecting rates and terms. The value of your home can effect the type of mortgage as well as the rate that may be available to you. You do not want to have issues with your refinance concerning the loan-to-value. Loan-to-value has to do with the value of the home as it relates to the loan amount. For example, if your home were estimated at a value of  $200,000.00, and the your loan amount was to be $160,000.00, this would represent an 80% loan-to-value value. This would allow you to have a conforming mortgage without the dreaded mortgage insurance, since this would represent a 20% equity in the property. However, if the appraisal were to come in at say $195,000.00, this would of course change the loan-to-value, adversely effecting your new loan. This is why having an idea of value before you move forward with the refinance will save you a lot of disappointment and frustration down the road.

This is why we have provided this service, in an attempt to get as accurate as possible market analysis of your current market value. By comparing the information you provide with up-to-the-minute market data, you will receive an independent assessment as to the current market value of your home. 

To order your free Online Home Valuation, simply follow the previous link, and fill out the form completely.  There is no further risk or obligation, and you will not be contacted by anyone unless additional information concerning your home is required to produce a more accurate value of your home.